Other considerations are whether to provide workers` benefits such as health insurance or workers` compensation. In the area of tax and social security, you could seek the advice of a lawyer to confirm what is true in your situation. Consider a vacation pay plan to compensate for caregiver stress or an increase after a year for a job well done. Is there a pension plan for room and meal expenses if the patient resides with the caregiver (in proportion to incidental costs, mortgage, insurance, taxes)? Think about what happens when the patient moves into a health centre. Is health insurance or long-term care insurance taken out to cover family caregivers? If so, put it in the personal care agreement and be specific without being rigid. Consider adding an allowance for expenses that are easy to ignore out of your pocket. The tasks of the carer must be clearly specified in the agreement, but may, for reasons of flexibility, include the notion of “or something else that must be mutually agreed between the parties”. If the agreement is too rigid, it must be rewritten if circumstances change. This option allows informal nurses to provide “care homes” to their loved ones. Please note that nursing homes are not an option to become a paid reference person of the spouse.. . .